不小心重复参保了，可以退费吗？
<section data-role="outer" label="edit by 135editor"><section data-role="outer" label="edit by 135editor"><section data-mpa-powered-by="yiban.io" style="letter-spacing: 0.578px;white-space: normal;"><section><section style="letter-spacing: 0.544px;"><section><section style="text-align: center;"><span style="font-size: 18px; letter-spacing: 2px; font-family: 宋体, SimSun;">医保是我们生活中的重要保障<br/></span></section></section></section></section></section><section><section><section><section><section data-role="outer" label="edit by 135editor"><section><section data-role="outer" label="edit by 135editor"><section><section data-role="outer" label="edit by 135editor"><section><section><section style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">相信各位小伙伴都有参保</span></section><section style="line-height: 1.75em;"><br/></section><section style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">但是小保最近发现</span></section><section style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">我们身边还有一部分小伙伴</span></section><section style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">不仅参保了，还重复参保了</span></section><section style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">甚至可能自己都不知道</span></section><section style="line-height: 1.75em;"><br/></section><section style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">今天给大家科普一下</span></section><section style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">“什么是重复参保？”</span></section><p style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">“重复参保，可以退回吗?怎么办?”</span></p><p style="line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;"></span></p></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><br/></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="text-align: right;justify-content: flex-end;margin-right: 0%;margin-left: 0%;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;border-width: 1px;border-style: none none none solid;border-color: rgb(36, 203, 125) rgb(36, 203, 125) rgb(36, 203, 125) rgb(109, 178, 224);flex: 0 0 auto;height: auto;padding-right: 10px;padding-left: 13px;align-self: flex-start;"><section style="justify-content: flex-end;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;background-color: rgba(109, 178, 224, 0.3);border-right: 4px solid rgb(109, 178, 224);border-top-right-radius: 0px;align-self: flex-start;flex: 0 0 auto;"><section style="color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 18px;padding-left: 18px;text-align: justify;"><p style="white-space: normal;"><span style="font-size: 18px; font-family: 宋体, SimSun;"><strong>问题1：什么是重复参保？</strong></span></p></section></section></section><section style="margin: 20px 0%;"><section style="text-align: justify;color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 10px;padding-left: 10px;font-family: PingFangSC-light;"><section style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">重复参保是指同一参保人重复参加同一基本医疗保险制度（制度内重复参保）或重复参加不同基本医疗保险制度（跨制度重复参保）。</span></section><section style="white-space: normal;line-height: 1.75em;"><br/></section><p style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">具体表现为同一时间段内同一参保人有两条及以上参保缴费状态正常的参保信息记录。</span></p><p style="white-space: normal; line-height: 1.75em; text-align: center;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;"></span></p></section></section></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"></section></section><section style="text-align: right;justify-content: flex-end;margin-right: 0%;margin-left: 0%;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;border-width: 1px;border-style: none none none solid;border-color: rgb(36, 203, 125) rgb(36, 203, 125) rgb(36, 203, 125) rgb(109, 178, 224);flex: 0 0 auto;height: auto;padding-right: 10px;padding-left: 13px;align-self: flex-start;"><section style="justify-content: flex-end;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;background-color: rgba(109, 178, 224, 0.3);border-right: 4px solid rgb(109, 178, 224);border-top-right-radius: 0px;align-self: flex-start;flex: 0 0 auto;"><section style="color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 18px;padding-left: 18px;text-align: justify;"><p style="white-space: normal;"><span style="font-size: 18px; font-family: 宋体, SimSun;"><strong>问题2：重复参保都有哪些类型？</strong></span></p></section></section></section><section style="margin: 20px 0%;"><section style="text-align: justify;color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 10px;padding-left: 10px;font-family: PingFangSC-light;"><section style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;"><span style="font-family: 宋体, SimSun; letter-spacing: 2px; font-size: 18px; color: rgb(61, 170, 214);"><strong>制度内重复参保：</strong></span>即同时参加两地及以上职工医保，或两地及以上城乡居民医保。</span></section><section style="white-space: normal;line-height: 1.75em;"><br/></section><section style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">重复参加城乡居民医保的常见情形：参保人在户籍地和常住地两个统筹区分别参加城乡居民医保，或者学生在户籍地和学籍地两个统筹区分别参加城乡居民医保。</span></section><section style="white-space: normal;line-height: 1.75em;"><br/></section><section style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;"><span style="font-family: 宋体, SimSun; font-size: 18px; letter-spacing: 2px; color: rgb(61, 170, 214);"><strong>跨制度重复参保：</strong></span>即同时参加两地及以上职工医保和城乡居民医保。常见情形：参保人在单位所在统筹区参加职工医保，但在老家所在的另一个统筹区又参加城乡居民医保。</span></section></section></section></section></section><section style="text-align: unset;"></section><section style="line-height: 0;"><br/></section><section style="text-align: right;justify-content: flex-end;margin-right: 0%;margin-left: 0%;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;border-width: 1px;border-style: none none none solid;border-color: rgb(36, 203, 125) rgb(36, 203, 125) rgb(36, 203, 125) rgb(109, 178, 224);flex: 0 0 auto;height: auto;padding-right: 10px;padding-left: 13px;align-self: flex-start;"><section style="justify-content: flex-end;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;background-color: rgba(109, 178, 224, 0.3);border-right: 4px solid rgb(109, 178, 224);border-top-right-radius: 0px;align-self: flex-start;flex: 0 0 auto;"><section style="color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 18px;padding-left: 18px;text-align: justify;"><p style="text-align:left;white-space: normal;"><span style="font-size: 18px; font-family: 宋体, SimSun;"><strong>问题3：重复参保主要发生在哪些人群中？</strong></span></p></section></section></section><section style="margin: 20px 0%;"><section style="text-align: justify;color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 10px;padding-left: 10px;font-family: PingFangSC-light;"><section style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">重复参保问题主要发生在跨省、跨制度的流动人员中。</span></section><section style="white-space: normal;line-height: 1.75em;"><br/></section><section style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">一些跨省流动参加工作的人员，在老家参加了城乡居民医保后，又参加了就业所在地的职工医保。</span></section><section style="white-space: normal;line-height: 1.75em;"><br/></section><section style="white-space: normal;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">还有些外出务工人员、异地升学的学生不清楚自己的参保情况，形成重复参保。</span></section></section></section></section></section><section style="text-align: unset;"></section><section style="text-align: right;justify-content: flex-end;margin-right: 0%;margin-left: 0%;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;border-width: 1px;border-style: none none none solid;border-color: rgb(36, 203, 125) rgb(36, 203, 125) rgb(36, 203, 125) rgb(109, 178, 224);flex: 0 0 auto;height: auto;padding-right: 10px;padding-left: 13px;align-self: flex-start;"><section style="justify-content: flex-end;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;background-color: rgba(109, 178, 224, 0.3);border-right: 4px solid rgb(109, 178, 224);border-top-right-radius: 0px;align-self: flex-start;flex: 0 0 auto;"><section style="color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 18px;padding-left: 18px;text-align: justify;"><p style="text-align:left;white-space: normal;"><span style="font-size: 18px; font-family: 宋体, SimSun;"><strong>问题4：处理重复参保的原则是什么？</strong></span></p></section></section></section><section style="margin: 20px 0%;"><section style="text-align: justify;color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 10px;padding-left: 10px;font-family: PingFangSC-light;"><p style="white-space: normal;text-align: justify;line-height: 1.75em;margin-bottom: 8px;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">①重复参加职工医保的，原则上保留现就业地参保关系；</span></p><p style="white-space: normal;text-align: justify;line-height: 1.75em;margin-bottom: 8px;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">②重复参加城乡居民医保的，原则上保留常住地参保关系；</span></p><p style="white-space: normal;text-align: justify;line-height: 1.75em;margin-bottom: 8px;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">③学生重复参保，原则上保留学籍地参保关系；</span></p><p style="white-space: normal;text-align: justify;line-height: 1.75em;margin-bottom: 8px;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">④跨制度重复参保且连续参加职工医保一年以上（含一年）的，原则上保留职工医保参保关系。</span></p><p style="white-space: normal; text-align: center; line-height: 1.75em; margin-bottom: 8px;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;"></span></p></section></section></section></section><section style="text-align: unset;"></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;"><br/></section></section><section style="line-height: 0;"><br/></section><section style="text-align: right;justify-content: flex-end;margin-right: 0%;margin-left: 0%;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;border-width: 1px;border-style: none none none solid;border-color: rgb(36, 203, 125) rgb(36, 203, 125) rgb(36, 203, 125) rgb(109, 178, 224);flex: 0 0 auto;height: auto;padding-right: 10px;padding-left: 13px;align-self: flex-start;"><section style="justify-content: flex-end;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;background-color: rgba(109, 178, 224, 0.3);border-right: 4px solid rgb(109, 178, 224);border-top-right-radius: 0px;align-self: flex-start;flex: 0 0 auto;"><section style="color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 18px;padding-left: 18px;text-align: justify;"><p style="white-space: normal;"><span style="font-size: 18px; font-family: 宋体, SimSun;"><strong>问题5：重复参保后可以退费吗？</strong></span></p></section></section></section><section style="margin: 20px 0%;"><section style="text-align: justify;color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 10px;padding-left: 10px;font-family: PingFangSC-light;"><section style="white-space: normal;line-height: 1.75em;text-align: justify;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">参保人缴纳城乡居民医保费后，未进入待遇享受期前因死亡、重复缴费、参加职工医保或在其他统筹地区参加居民医保的，可在终止相关居民医保参保关系的同时，依申请为个人办理退费。</span></section><section style="white-space: normal;line-height: 1.75em;text-align: justify;"><br/></section><section style="white-space: normal;line-height: 1.75em;text-align: justify;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">待遇享受期开始后，暂停居民医保参保关系的，个人缴费不再退回。</span></section><section style="white-space: normal;line-height: 1.75em;text-align: justify;"><br/></section><section style="white-space: normal;line-height: 1.75em;text-align: justify;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">值得注意的是，根据相关法律法规，重复参保不能重复享受医保待遇。参保人员应该根据自身情况，保留一个参保关系，终止其他重复的参保关系。</span></section></section></section></section></section><section style="text-align: unset;"></section><section style="text-align: right;justify-content: flex-end;margin-right: 0%;margin-left: 0%;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;border-width: 1px;border-style: none none none solid;border-color: rgb(36, 203, 125) rgb(36, 203, 125) rgb(36, 203, 125) rgb(109, 178, 224);flex: 0 0 auto;height: auto;padding-right: 10px;padding-left: 13px;align-self: flex-start;"><section style="justify-content: flex-end;display: flex;flex-flow: row nowrap;"><section style="display: inline-block;width: 100%;vertical-align: top;background-color: rgba(109, 178, 224, 0.3);border-right: 4px solid rgb(109, 178, 224);border-top-right-radius: 0px;align-self: flex-start;flex: 0 0 auto;"><section style="color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 18px;padding-left: 18px;text-align: justify;"><p style="white-space: normal;"><span style="font-size: 18px; font-family: 宋体, SimSun;"><strong>问题6：已经重复参保的怎么办？</strong></span></p></section></section></section><section style="margin: 20px 0%;"><section style="text-align: justify;color: rgb(30, 30, 30);line-height: 1.6;letter-spacing: 0px;padding-right: 10px;padding-left: 10px;font-family: PingFangSC-light;"><section style="white-space: normal;text-align: justify;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">①已在一地区参保，需要在另一地区重新参保的，需先回原户籍地（或参保地）的医保经办机构办理“暂停”手续。在单位参加的职工医保“停保”，需原参保单位办理。</span></section><section style="white-space: normal;text-align: justify;line-height: 1.75em;"><br/></section><section style="white-space: normal;text-align: justify;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">②从家乡外出到其他地市上大学并参加学校所在地医保的学生，需先将本地医保“暂停”。</span></section></section></section></section></section><section style="text-align: unset;"><section style="text-align: center;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">关于重复医保</span></section><section style="text-align: center;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">你还有什么不清楚的？</span></section><section style="text-align: center;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;">欢迎评论区留言</span></section><p><span style="color: rgb(136, 136, 136); font-size: 18px; font-family: 宋体, SimSun;">原标题：医保重复参保？可以退回吗？怎么办？答案来了</span></p></section></section></section></section></section></section></section><section style="outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px; font-size: 18px; font-family: 宋体, SimSun;"></span></section></section><section style="letter-spacing: 0.578px;line-height: 1.75em;"><span style="letter-spacing: 2px; font-size: 18px; font-family: 宋体, SimSun;"></span></section><hr style="letter-spacing: 0.578px;border-style: solid;border-right-width: 0px;border-bottom-width: 0px;border-left-width: 0px;border-color: rgba(0, 0, 0, 0.1);transform-origin: 0px 0px;transform: scale(1, 0.5);-webkit-transform: scale(1, 0.5);-moz-transform: scale(1, 0.5);-o-transform: scale(1, 0.5);"/><p style="text-align:left;margin-bottom: 16px;"><span style="letter-spacing: 0.544px; color: rgb(136, 136, 136); font-size: 18px; font-family: 宋体, SimSun;">来源：中国医疗保险 北京都市圈</span></p></section></section></section><section style="outline: 0px;letter-spacing: 0.544px;white-space: normal;color: rgb(34, 34, 34);font-size: 16px;text-align: right;background-color: rgb(255, 255, 255);visibility: visible;font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px;"><section><section style="outline: 0px;letter-spacing: 0.544px;visibility: visible;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px;visibility: visible;"><section style="outline: 0px;visibility: visible;text-align: left;"></section></section></section><section><section><section><section><section><section data-width="100%"><section><section><p><br/></p></section></section></section></section></section></section></section></section></section></section></section></section></section><link rel="stylesheet" href="//dyrmt.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_OQd" id="wcn_editor_css"/>
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